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Terms and Conditions 
Last revised: June 15, 2005  
By registering to the JAG Media, LLC subscription service (JAGNotes.com), you are indicating your acceptance of these Terms and Conditions. You agree that your subscription to the web site, located at http://www.jagnotes.com, is subject to your compliance with the terms and conditions set forth in this Agreement.

1. License. In consideration of your subscription fee, JagNotes.com grants to you a limited, non-exclusive, non-transferable license to use the content provided.

2. Term. This Agreement and your subscription to the JagNotes.com's subscription service shall commence on the date you register and shall continue for the period of one year.

3. Renewal. A renewal notice will be sent via email to the address on file indicating the term end date along with a link, which will enable subscribers to renew the service for an additional term. You agree to pay all fees and charges incurred in connection with your account (including any applicable taxes) at the rates in effect when the charges were incurred. You have 90 days from the date that any discrepancies in your statement first appear to notify us; after that time, all charges will be deemed correct. You agree to pay all amounts due upon our demand. In the event we have to collect unpaid amounts you owe us, you will be liable for all attorneys' and collection agency fees.

4. Payment and Cancellation. On the day of your registration, your credit card will be charged the applicable NON-REFUNDABLE subscription fee. Although you may cancel your account at any time, the service will remain active for the paid billing period. No refunds will be issued. 

5. Limitations on Use. You may not copy, redistribute, disclose, furnish or sell any of the Content to any third party except to the extent expressly permitted under this Agreement. Nothing in this paragraph prevents you from using information contained in the Content for the benefit of yourself, your clients, or investors. 

6. Intellectual Property. You acknowledge that all proprietary rights in the Content are and shall remain the property of JagNotes.com and that you have no right or interest in the Content other than the right to use the Content in accordance with the terms and conditions contained in this Agreement. 

7. Compliance with Applicable Law: You will comply with all applicable laws and regulations relating to use of the Subscription Service. 

8. Limitation of Liability; Disclaimer of Warranty. JAG Media LLC is a publisher, and is not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority. The Content is written and prepared for experienced institutional and other professional investors who have the highest degree of financial sophistication and knowledge, and the capacity to withstand any financial losses. The Content is not intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund. You should not rely solely upon the Content for purposes of transacting securities or other investments. The opinions expressed in the Product belong to their respective authors. JAG Media cannot and does not assess, verify, guarantee or warrant the adequacy, accuracy, completeness or current state of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. Investments in securities, commodities or futures have inherent risk, and you take such risks knowingly and bear full responsibility for your own investment research and decisions. 
JAG Media will not be liable for any loss or injury resulting directly or indirectly from use of the Subscription Service, whether or not caused in whole or in part by 
JAG Media's negligence or by contingencies beyond the company's control. Neither 
JAG Media nor any of its suppliers are responsible or liable, directly or indirectly, for  any loss or damage caused by use of or reliance on or inability to use or access the 
Subscription Service. 

THE SUBSCRIPTION SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" AND JAG MEDIA MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. JAG MEDIA'S LIABILITY UNDER THIS AGREEMENT, WHETHER ARISING FROM CONTRACT, WARRANTY, NEGLIGENCE OR OTHERWISE SHALL, IN NO EVENT, EXCEED THE AMOUNT PAID FOR THE PRODUCT EXCEPT AS PROVIDED FOR IN SECTION 7 OF THIS AGREEMENT. 

9. Indemnity. You shall indemnify JAG Media from and against all claims, costs, demands, expenses and liabilities, including reasonable attorney's fees, resulting from your breach of this Agreement. 

10. Miscellaneous. 

a. Assignment. You may not assign this Agreement, in whole or in part, without JAG Media's written consent, such consent not to be unreasonably withheld or delayed. Any attempt to assign this Agreement other than in accordance with this provision shall be null and void. 

b. Governing Law. This Agreement shall be governed by and construed in accordance with the internal laws of the State of Florida applicable to contracts to be performed wholly within the state and without regard to its conflict of laws provisions. 

c. everability. If any part of this Agreement is held invalid, illegal or unenforceable, the remaining provisions will be unimpaired.